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Northern Europe Bank

Welcome Home

We're the UK's No.1 direct lender for first-time buyers.

Start your mortgage journey

*Based on monthly completion values from July to December 2025. Source: CACI Ltd's mortgage database.

Your bank in your pocket

Join the 10 million customers who already use our highly rated app. Pay, save and manage every account from one place.

★★★★★ 4.8 App Store★★★★★ 4.7 Google Play
Hi Alex
Everyday
12-34-56 / 12345678
NEB Club£936.68
23-45-67 / 89012345
NEB Easy Saver£155.00
•••• 1234
NEB Credit£42.10

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Current accounts

Everyday banking, made simple

Switch in under 7 days with our award-winning current account.

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Savings

Watch your money grow

Up to 4.5% AER on selected fixed-rate savings accounts.

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Credit cards

Cards built around you

0% on purchases for up to 20 months. No annual fee.

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NEB customer recommendation snapshot

How NEB customers rate us

Between 1 July 2025 and 31 December 2025, the independent research agency Ipsos Verity surveyed a representative sample of personal current account customers from each of the UK's 17 largest providers on behalf of Northern Europe Bank (NEB). Each customer was asked one question — "On a scale of 0–10, how likely are you to recommend your bank to a friend, family member or colleague?" — and the percentage shown is the share of respondents who answered 9 or 10. This snapshot was last refreshed on 12 February 2026.

Rank #1
82%

Monzo

Rank #2
77%

Starling Bank

Rank #3
75%

Nationwide

Rank #4
74%

first direct

Rank #5
72%

Chase

Rank #6
68%

Northern Europe Bank

That's us — and we're working hard to climb higher.

17,402

UK current account holders interviewed

1,024

NEB customers in the sample

±2.9%

margin of error at 95% confidence

H2 2025

fieldwork window for this release

Source & disclaimer

Source: Ipsos Verity Personal Current Account Service Benchmark, H2 2025 (commissioned by Northern Europe Bank plc). Survey data was collected online and by telephone between 1 July 2025 and 31 December 2025 from adults aged 18+ holding an active personal current account in Great Britain or Northern Ireland.

Scores reflect the views of customers who took part in the survey only and are not a guarantee of future service quality. Competitor names and scores are reproduced for illustrative comparison and remain the property of their respective owners; no endorsement or affiliation is implied. Northern Europe Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 000000).

Full methodology, sample weighting and the next scheduled publication date are available on the NEB Service Quality Information page. Figures rounded to the nearest whole percent.

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Call us
0345 300 0000
From abroad
+44 345 300 0000
Mon to Fri
9.00am to 5.00pm
Sat to Sun
Closed
Public holiday
Closed
Email enquiries
enquiries@norterneurope.com

We're available Mon to Fri 9.00am to 5.00pm for any general, bank account, credit card or loan enquiries.

Sat to Sun
Closed
Public holiday
Closed
Registered head office
Northern Europe Bank plc, 15 Canada Square, Canary Wharf Estate, London E14 5GL, United Kingdom
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